$1,000 in Monero in 2024

A $1,000 investment in Monero (XMR) made in January 2024 would be worth about $2,240 as of May 2026 (latest complete month) — a ×2.2 return, or +41.3% per year. Adjusted for US inflation (CPI), that equals $2,077 in 2024 dollars. The same $1,000 in the S&P 500 with dividends reinvested would have grown to $1,571.

In plain terms: after stripping out +7.8% US inflation since January 2024, today's $2,240 buys roughly what $2,077 bought back in 2024 — a ×2.1 gain in actual purchasing power.

Monero is the leading privacy coin: transactions hide sender, receiver and amount by default. Launched in 2014, XMR has survived repeated exchange delistings driven by regulation — a constraint on liquidity that has never quite killed the persistent demand for private money.

Data as of · updated weekly

Worth today
$2,240
×2.2 · +41.3%/yr
Inflation-adjusted
$2,077
in 2024 dollars
S&P 500 instead
$1,571
same period, dividends reinvested
Gold instead
$2,247
same period, futures price

The actual numbers: Monero since 2024

XMR price in January 2024$169.34
XMR price as of May 2026$379.28
Nominal return×2.2 (+41.3%/yr)
US CPI inflation since January 2024+7.8%
Real (inflation-adjusted) return×2.1 (+36.8%/yr)
Same money in the S&P 500$1,571

Methodology: start-of-month prices, one-time purchase, no fees or taxes assumed. Full methodology.

What happened in 2024

2024 was the legitimization year: US spot Bitcoin ETFs approved in January, the fourth halving in April, and new all-time highs. Crypto returns began tracking ETF flows more than retail manias.

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Year
Month
Worth today
$2,240
×2.2 · +41.3%/yr
Inflation-adjusted
$2,077
in 2024 dollars
S&P 500 instead
$1,571
dividends reinvested
Gold instead
$2,247
same period

Monero vs S&P 500 total return vs uninvested cash eroded by CPI. Monthly grid, start-of-month prices.

FAQ: Monero returns since 2024

How much would $1,000 invested in Monero in 2024 be worth today?

About $2,240 as of May 2026 — a ×2.2 return. Adjusted for inflation, that equals $2,077 in 2024 dollars. This assumes a one-time purchase in January 2024 at $169.34 and never selling.

What does “inflation-adjusted” mean here?

US consumer prices rose +7.8% between January 2024 and May 2026 (CPI). So $2,240 today buys roughly what $2,077 bought in 2024. We deflate by CPI to show the gain in actual purchasing power.

Did Monero beat the S&P 500 since 2024?

Yes. $1,000 in Monero grew to $2,240, versus $1,571 for the same money in the S&P 500 with dividends reinvested over the same period.

What was the average annual return of Monero since 2024?

+41.3% per year nominal (CAGR over 2.3 years), or +36.8% per year after CPI inflation.

Where does the data come from?

Crypto prices: Coin Metrics community data and Binance public market data. S&P 500: total-return index (^SP500TR). Inflation: US CPI (CPIAUCSL) from FRED. All series use a monthly grid and refresh weekly.

Monero in other years

201420152016201720182019202020212022202320242025

Other assets in 2024

Bitcoin BTCEthereum ETHSolana SOLDogecoin DOGECardano ADAXRP XRPLitecoin LTCBNB BNB

Educational purposes only — not investment advice and not a recommendation to buy or sell any asset. Past performance is not indicative of future results. Calculations assume a one-time purchase at the start-of-month price, no fees, no taxes and no selling.