$1,000 in Monero in 2025

A $1,000 investment in Monero (XMR) made in January 2025 would be worth about $1,943 as of May 2026 (latest complete month) — a ×1.94 return, or +64.5% per year. Adjusted for US inflation (CPI), that equals $1,855 in 2025 dollars. The same $1,000 in the S&P 500 with dividends reinvested would have grown to $1,246.

In plain terms: after stripping out +4.7% US inflation since January 2025, today's $1,943 buys roughly what $1,855 bought back in 2025 — a ×1.86 gain in actual purchasing power.

Monero is the leading privacy coin: transactions hide sender, receiver and amount by default. Launched in 2014, XMR has survived repeated exchange delistings driven by regulation — a constraint on liquidity that has never quite killed the persistent demand for private money.

Data as of · updated weekly

Worth today
$1,943
×1.94 · +64.5%/yr
Inflation-adjusted
$1,855
in 2025 dollars
S&P 500 instead
$1,246
same period, dividends reinvested
Gold instead
$1,761
same period, futures price

The actual numbers: Monero since 2025

XMR price in January 2025$195.25
XMR price as of May 2026$379.28
Nominal return×1.94 (+64.5%/yr)
US CPI inflation since January 2025+4.7%
Real (inflation-adjusted) return×1.86 (+59%/yr)
Same money in the S&P 500$1,246

Methodology: start-of-month prices, one-time purchase, no fees or taxes assumed. Full methodology.

What happened in 2025

2025 extended the ETF-era cycle to new all-time highs before momentum faded late in the year — a reminder that even institutional-era crypto keeps its boom-and-bust rhythm.

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Year
Month
Worth today
$1,943
×1.94 · +64.5%/yr
Inflation-adjusted
$1,855
in 2025 dollars
S&P 500 instead
$1,246
dividends reinvested
Gold instead
$1,761
same period

Monero vs S&P 500 total return vs uninvested cash eroded by CPI. Monthly grid, start-of-month prices.

FAQ: Monero returns since 2025

How much would $1,000 invested in Monero in 2025 be worth today?

About $1,943 as of May 2026 — a ×1.94 return. Adjusted for inflation, that equals $1,855 in 2025 dollars. This assumes a one-time purchase in January 2025 at $195.25 and never selling.

What does “inflation-adjusted” mean here?

US consumer prices rose +4.7% between January 2025 and May 2026 (CPI). So $1,943 today buys roughly what $1,855 bought in 2025. We deflate by CPI to show the gain in actual purchasing power.

Did Monero beat the S&P 500 since 2025?

Yes. $1,000 in Monero grew to $1,943, versus $1,246 for the same money in the S&P 500 with dividends reinvested over the same period.

What was the average annual return of Monero since 2025?

+64.5% per year nominal (CAGR over 1.3 years), or +59% per year after CPI inflation.

Where does the data come from?

Crypto prices: Coin Metrics community data and Binance public market data. S&P 500: total-return index (^SP500TR). Inflation: US CPI (CPIAUCSL) from FRED. All series use a monthly grid and refresh weekly.

Monero in other years

Other assets in 2025

Educational purposes only — not investment advice and not a recommendation to buy or sell any asset. Past performance is not indicative of future results. Calculations assume a one-time purchase at the start-of-month price, no fees, no taxes and no selling.